https://www.msn.com/en-us/travel/news/homeowner-questions-liability-after-neighbors-tree-falls-on-his-house-during-storm/ar-AAYOe9Z?li=BBnb7Kz
LOUISVILLE, Ky. (WAVE) - Strong storms hit southern Indiana on Wednesday, downing trees and powerlines.
As a homeowner, a tree falling onto your house might be your worst nightmare. Especially if it’s your neighbor’s tree.
But before someone goes to send their neighbor the bill, they might want to double check who’s actually liable.
One man is dealing with the mess and has one message: “I told you so.”
Harold Steerman is fixing up a house in New Albany for his granddaughter.
However, he’s run into a little problem. His neighbor’s tree fell on the house during Wednesday’s storm.
Some would think if it’s a neighbor’s tree, they would be responsible for it. But that’s not the case for “acts of God” like this one.
“Several years back, a limb fell off and knocked our chimney loose and we had to fix it,” Steerman said. “We asked him if he had insurance, and he said ‘it’s not my problem, it’s your problem.’”
In some cases, the neighbor is right. If a healthy tree is brought down by an “act of God” such as a storm, the tree’s owner isn’t liable.
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